It does not matter how much money we make, without a high enough RESPECT LEVEL, we will still spend more than we make. Speaking from experience and the debt statistics, especially credit card debt and mortgage debt, many of us have at times acted like children given a free rein in a candy shop … ultimately making ourselves sick by not having a high enough RESPECT LEVEL empowering us to make good financial decisions … forcing us to feel sick to our stomach, either from all the junk we have eaten or because of the overdue bills that keep arriving in our mailbox.
Even after achieving Honours in Business Administration at age twenty-nine, I still did not get it. What I did get was a much better income and because conditioned ways of thinking about money and debt were still rooted in my mind, I also generated a lot more debt … because that is what we do, so the statistics stories say is true.
Even when I wanted to change my lifestyle and career to set my life on a better course doing what I wanted to do, the old way of thinking was still rooted deep in me and I made many more not-so-great choices that negatively affected my life and the lives of many others.
And even a few years ago, though my RESPECT LEVEL had risen some because of my dedicated efforts, I realized too late I was still facing the same foe … and though I had been free and clear of debt for years, back on the same horse I climbed and piled up debt once again that I have to get out of again.
But this time, to the rescue came an increasing RESPECT LEVEL for myself and others and a determination to break the bonds of such low thinking. One important tool aiding the mindset change is the wealth of knowledge Suze Orman provides in her 2010 book, The Money Class.
Near the end of her book, Suze’s comment that reading her book may have felt like an intense university course was right on the mark. Her book, The Money Class, is a valuable resource and guide that I studied by writing copious notes because I remember the most effectively and efficiently when I write things out. To my studies, I brought a very open and eager mind desiring to learn how to be different when it comes to my relationship with money, a willingness to acknowledge I did not know everything about money management, and in fact, the admission there was a lot I did not know, from teaching children how to manage money, to funding their college funds, when to start saving for retirement and how, plus what kind of insurance to buy for one’s lifetime.
Suze is a kind, compassionate, yet a firm teacher as her core philosophy shows: People first, money second, things third.
For years, because of my low RESPECT LEVEL, like many other people I put people first, usually ahead of myself, things second and money last but as I am building the highest RESPECT LEVEL I have ever had, my core belief about money is shifting to Suze’s philosophy on money in our lives … and one day, the financial wealth I always dreamed of but did not believe was possible will be mine, especially now that God is in the mix too. As I am discovering, The Bible has lots of financial guidance too and stories of unparalleled success when one lines up with His advice on money matters.
After my studies and transformed thoughts about money and its effective management, I firmly believe Suze’s book, The Money Class, broken down in sections, should be part of the education system from middle school to high school and onward into colleges and universities … that is, if we want a more responsible and viable economic community built on the strengths of solid financial knowledge and a high enough RESPECT LEVEL to make debt, particularly the debilitating kind, a thing of the past … I know I am and even just the idea of that freedom fills me with such peace and amazement … I so look forward to that day, yet I am also enjoying the journey of becoming debt free by starting with the changing of my mindset.
These two things alone will radically change our world for the better. I hope it does yours, for the ones you love and even for those you just respect … value … because they are people just trying to do the best they can too.
April 16, 2014
Kaitlin A. Trepanier
All Rights Reserved by DARK HORSES PRODUCTIONS/KAITLIN A. TREPANIER … Advocate, Creative Writer and The RESPECT SPECIALIST responsible for the creation of the global initiative Connecting the Dots … with The RESPECT PRINCIPLE … because every child … every person … should know, by their own experience, they are valued … RESPECTED.