Finally restored in body, mind, and spirit, I’m  back on the moving forward path. Yesterday I discovered a reasonable-priced Lake Ontario community yesterday to call home. Preparations to move continue, as does my work, and waiting on God for the financial means to make my relocation happen by restoring financial independence, including being debt free again and becoming a lender (a kind, compassionate, merciful, and respectful one) rather than a borrower.

Grateful too for my references for the five years I co-rented a Mimico-by-the-Lake (Etobicoke South) apartment and the year I was blessed to rent a Kincardine apartment two blocks from Dad and one block from where I worked so he could visit me easily before his needs required my 24 hour availability.

Now I realize I should have pushed harder for him to live with me because then the money used to pay for his homes could have paid for our home and also for my being on hand 24 hours a day rather than what he endured at those places and what I endured from not being able to work. (A great example is the movie, “Proof,” with Gwyneth Paltrow, Jake Gyllenhaal, and Anthony Hopkins. And yes, I still would have got burn out like she did, but I would have recovered faster, including financially.)

And though I had been debt free since the late 90’s and had to go into debt to be there for Dad and to help him, I know God will vindicate me and make me a lender and a blessing, rather than a borrower … in His time.

However, being in debt and not able to secure a good paying job because of the resulting low credit rating, and not being able to repay as people wanted because of not having enough money to live let alone repay debt promptly has also been quite enlightening. Experiencing the very dark abusive side of the credit world and the lengths some creditors, especially a “respected” Canadian bank, is beyond shocking, even though I have repeatedly restated my promise to pay back when I could rather than file for bankruptcy. There’s a book to be written on this subject for sure 😏

Whatever your challenges, there’s always more than one way to look at and overcome them when we realize we don’t have to try to do it alone.

Happy Sunday! Happy Future!


Advocate Educator Writer Social Entrepreneur & Founder

Connecting The Dots With The Respect Principle

Smashwords interview @

© All Rights Reserved 2014-2019 

April 7, 2019



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